Need a budget plan for 2023? Here’s why people are trying the 50/30/20 method

Divide your monthly pay in half. That number is the amount of money you’ll allocate for needs. Housing, utilities, health insurance, groceries, transportation and prescriptions all count as needs. Some debt is considered a need as well, such as credit card payments or car payments. If you miss payments, your credit score is negatively impacted. …

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