Personal Finance

Should You Retire Before 2022 Ends? Ask Yourself These Questions to Find Out.

(Maurie Backman) You may have certain things you want to do before 2022 wraps up. Those might include finishing your holiday shopping, finalizing your plans for New Year’s Eve, and leaving your job — for good. If you’re out of retirement age, you may be thinking the time has come to close out your career …

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How to Score an Extra $1,830 per Social Security Check

(Christy Bieber) The amount of your Social Security benefit can vary dramatically based on decisions that you make. In particular, the age at which you choose to claim benefits can have an especially profound impact on the amount of money you end up with. In fact, you could potentially increase your monthly payment by as …

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Here’s the Biggest Problem With Working After You Claim Social Security

(Keith Speights) Americans can begin receiving monthly Social Security retirement checks as early as age 62. However, that doesn’t mean that you actually have to retire. Many people enjoy what they do for a living. They like the idea of ​​staying busy and making money while also receiving an extra amount from Social Security. But …

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3 Changes to Social Security in 2023 You Probably Didn’t Know

(Kayley Hagen) Social Security’s buying power has been declining for decades, but rarely have seniors felt it as much as they have this year. Record inflation has made pretty much everything more expensive, and that’s made life extremely difficult for those who have little to no personal savings to supplement their checks. But there’s some …

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Four Ways to Save Money on Home Insurance as Rates Rise

Homeowners had to shell out more money for mortgage payments, routine maintenance and heating costs this year as rapid inflation and rising interest rates strained monthly budgets. One more bigger bill to add to that list: home insurance. Home insurance premium rates rose 9.3% from Jan. 1, 2021, through Nov. 25 on average nationwide, according …

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Here’s how to rent a sustainable Christmas tree for the greenest holiday ever and what retail and warehousing jobs falling in November reveals about the typical holiday shopper

Hi, MarketWatchers. Don’t miss these top stories. Greenest holiday ever? Here’s how to rent a sustainable Christmas tree There are ways to make ‘greener’ choices with your holiday evergreen. Read More Retail and warehousing jobs actually fell in November. It reveals a lot about the typical holiday shopper. Month to month, retail employment declined 30,000, …

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Used Auto Loan Payments Have Topped a Key Level

Buying a used car remains expensive even as supply chain bottlenecks have eased up, pushing the average loan amount to $28,506. Consumers are still relying heavily on financing for the purchase of their cars and the average loan amount rose by 8.59% year-over-year, according to credit score company Experian. There are some glimmers of light, …

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Turns out a real estate guru peddling the ‘deal of a lifetime’ was really a fraud and hurricane season’s late start made for an average year but a big insurance bill

Hi, MarketWatchers. Don’t miss these top stories. Turns out a real estate guru peddling the ‘deal of a lifetime’ was really a fraud, prosecutors say Matthew Onofrio claimed he’d cracked the code on commercial real estate, but is accused of fleecing inexperienced investors and banks. Read More I’m a new mother, and can’t afford to …

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Hardship withdrawals from 401(k)s reach ‘concerning’ all-time high, Vanguard says

Amid stubbornly high inflation, a record-breaking share of Americans are turning their 401(k) accounts into emergency piggy banks, according to Vanguard. Dissecting data from a sample of the approximately 5 million employer-sponsored 401(k) accounts that Vanguard handles, researchers said 0.5% of account holders were making hardship withdrawals in October. That’s a “concerning” all-time high, said …

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